Free · for QuickBooks Online
Know your cash is right, before it goes wrong.
See the cash crunch before it arrives. Upload one QuickBooks report and see how much cash you'll have every week for the next 13 weeks: when it gets tight, why, and what to do about it. Plus an Excel workbook in your inbox.
Numbers from a forecasting engine, not AI guesswork. How the numbers are made
- Cost
- Free, no card
- Your ledger
- Stays in your browser
- You get
- Excel by email
- NowCash falls below your safety lineWeek ending Nov 21$9,500
- SoonCollect from Harbor DentalUsually pays about 18 days after invoicing$6,400
- InfoPayment ahead: Quarterly sales taxDec 1$4,150
The worksheet
Get your forecast
Your next 13 weeks of cash, from your QuickBooks General Ledger.
- 1 Upload
- 2 Check
- 3 See
Your transactions stay in your browser unless you choose to share your file. We receive your email, the names of a few accounts and the unusual items we ask you about, and the forecast you see on screen to build your Excel workbook. Privacy policy
01 — How it works
Three steps, a few minutes.
No spreadsheets to build and nothing to connect. Your General Ledger already holds the patterns.
- Step 1 of 3
Export one report
In QuickBooks Online, open Reports → General Ledger, choose the last 12 months and export it as a CSV. Drop the file here.
- Step 2 of 3
Check a few things
Confirm your cash today, pick a safety buffer, and say yes or no to the handful of accounts and one-off items we're unsure about.
- Step 3 of 3
See your 13 weeks
Your forecast appears right away, with what needs attention first. A formatted Excel workbook lands in your inbox.
02 — How the numbers are made
A forecasting engine, not another AI tool.
Your forecast is calculated, not generated.
The numbers
Rules applied to your own books
Every figure comes from a forecasting engine that reads your General Ledger: your regular income and spending, how quickly each customer usually pays, and the invoices and bills still open.
- The same file always gives the same forecast
- Every number traces back to your ledger
- No AI in any calculation
Where AI helps, and only there
The few things rules can't settle
Some items the rules can't match on their own. There, AI suggests and you decide. It never calculates or changes a number.
- An account whose type is unclear: AI suggests one, you confirm it
- A payment that looks like a one-off: AI explains why, you decide whether it repeats
- The summary in plain words: every number in it is checked against your forecast
03 — What you get
Everything a 13-week forecast should be.
The forecast finance teams build by hand, made from your own books in minutes.
- 2.1
Week by week, 13 weeks ahead
Money in, money out and cash at the end of every week, starting from the cash you have today.
- 2.2
A safety line that warns early
Each week is checked against that week's spending plus your buffer, so a tight week shows up long before it arrives.
- 2.3
What to do next, ranked
Cash gaps, customers to chase and big payments coming up, sorted by urgency and size.
- 2.4
Two ways to see it
By category, or by customer and vendor, with how quickly each customer usually pays.
- 2.5
One-offs kept out of the trend
A one-time truck purchase won't repeat every month. The engine finds the unusual items, AI explains each one, and you decide.
- 2.6
An Excel workbook you'll keep
Formatted sheets, native charts and live formulas. Change your buffer and the flags update.
04 — The workbook
A spreadsheet you'll actually open.
Every forecast arrives as an Excel file, ready to share with your partner, banker or accountant.
- A one-page summary with native Excel charts
- Actions ranked by urgency, with the details
- Both views, with rows that fold and unfold
- Fully linked: change any amount, and every total, the cash and the charts follow
05 — Privacy
Your books stay yours.
Built so we never need your full ledger.
- Your ledger stays in your browser
- The CSV is read and forecast on your computer. The file isn't uploaded unless you choose to share it.
- No logins, no connections
- No QuickBooks sign-in and no bank connection. Just one exported report.
- AI sees only what it needs
- A few account names, the unusual items it checks, and your forecast's headline numbers for the summary.
- Your workbook is emailed, not kept
- To build it, our server receives the forecast you see on screen, emails the file to you, and doesn't store it.
06 — Questions
Asked, and answered.
Is this another AI tool?
No. Your forecast is calculated by a forecasting engine: fixed rules applied to your own books, so the same file always gives the same numbers and every number traces back to your ledger. AI helps only where rules can't settle something on their own: suggesting the type of an unclear account and explaining items that look like one-offs (you decide on both), and writing the summary in plain words, where every number is checked against your forecast. AI never calculates or changes a number.
Is it really free?
Yes. No signup and no card. You only need an email address so we can send your Excel workbook. You can run up to three forecasts a day.
Which QuickBooks do I need?
QuickBooks Online. You export the General Ledger report as a CSV; the last 12 months gives the forecast the most history to learn from.
How is the forecast made?
From your own books: your regular income and spending, how quickly each customer usually pays, and the invoices and bills still open. Unusual one-off items can be left out so they don't repeat.
What is the safety line?
For each week, that week's expected spending plus a buffer you choose. We suggest about a month of your average spending. Any week where cash falls below the line is flagged.
What happens to my data?
Your transactions stay in your browser. We keep your email address (to send the workbook and, if you opt in, occasional tips). If you choose to share your file to help improve the tool, it's stored encrypted and deleted within 12 months, or sooner on request. The privacy policy has the details.